Yes, it is necessary as medical costs are getting more expensive. We are unsure whether we will be diagnosed with serious illness during old age. To protect ourselves, it is a good plan

Integrated Shield Plan is important because it provides a wider span of coverage for your healthcare needs. They cover you for a higher-type ward (A/B1) in a public hospital, while others cover admission into a private hospital. We need to read the policy and understand the benefits and its coverage. Despite that higher premium, an integrated shield plan provides much better protection against the high medical cost in Singapore.

Yes, my shield plan covered the cost of my surgeries. Would have have to fork out much more money if I didn't have it.

Very necessary as healthcare costs in Singapore can be quite expensive.

It is always good to have the Intergrated shield plan as it protect members from unforeseen medical needs. Just do a research online on how it works and sign up.

It is vital becuase uncertainty is a part of yohr life so it is good if you have protection against those uncertainty such as insurance, investment, pension fund. Health insurance can insure that enough money will be taken care for medical treatment if u are in bad illness. Saving is another safeguard that help you in the future.

Using medisave to pay for the annual premium is cost effective and it helps to cover hospital bills

Health care costs such as treatment are just going to get higher. its necessary for the integrated shield plan to cover the unexpected hospital expenses

Integrated shield plan helps to manage medical costs in unforeseen situations. It also help to protect our family members from bearing huge medical costs.

Not sure but I've the ntuc one and so does my family. Seem like a must-have insurance as many people have it.

Yes. Healthcare costs in Singapore can be quite expensive.

Yes, good to have to have as a additional coverage for health care protection that medishield life is not able to cover.

Important as it heps us to over healthcare costs

Yes, everything is on the rise.
With this at least partial is been taken care for

More protection for your own medical bills etc

Yup, it is neccessary as we cannot predict when we will fall ill. Besides, medical expenses is raising sharply.

Yes. The medical fees are very expensive now. To help pay it, one must have shield plan to pay the medical bills in case anything happens. Also, not to burden others. Be independent

Medical is well known to increase yearly. Need to cope

ISP is still considered important in my current life stage because of RISKS that are not covered under Medishield Life:
[R]isk that I face every day: inflation risks or rising healthcare costs; limits of coverage under Medishield Life; changes in healthcare policies; change is a constant.
[I]nvestment in my future, health and well-being as it is like my bodyguard to protect me from unexpected risks
[S]ecurity /financial protection against high medical expenses and those that are not covered by Medishield Life such as pre- and post-hospitalisation coverage and the flexibility to choose their preferred level of healthcare services (eg better than C wards)
[K]nowing that I have enhanced coverage gives me peace of mind
[S]afety-net that helps pay for higher coverage and preferred additional healthcare options not provided under Medishield Life.
You can also have optional riders to cover other costs, which I do not need now, because of the rising insurance costs of these riders. When I am older and can enjoy higher Govt subidies (like 80%) and when ISP costs escalates, I might consider terminating the ISP.

Good to have as medical expenses are getting higher each year

Sure because
- insure your health such as insurance
- insure your loved one so they have enough money even you are sick

Medical costs is increasing every year. With an integrated shield plan, it can covered majority of the costs and lessen the stress of not having enough money to pay from the pockets.

It is necessary as healthcare costs are quite expensive.

It helps to cover the medical expenses that we are unable to cover

The cost of healthcare and medical are increasing every year and there is increasing number of singles or chidless couples so integrated shield plan is necessary to take care if oursleves

Yes, it can help to protect the person

It does not cost you any cash, basically it is using your medisave to pay it off but when the time come that you need it, it will be worthwhile.

Though expensive, take that use for protection coverage.

It is necessary in the event u need to see a particular doctor to treat your ailment.

Yes. Basic Medishield is not sufficient in many cases.